Insights

Our team of experts is uniquely positioned to understand, assimilate and analyse a variety of issues, from the challenges of a globalised information economy to sustainability to cybersecurity, and beyond.

Our objective is to inform the public and the organizations contributing to policy discourse. With our eyes on the bigger picture, we chart roadmaps to a more sustainable, brighter future.

Addressing the Double Burden of Climate Change on Women

Chase India, in partnership with Global Counsel, has published the report which calls for transformative financial and policy frameworks that support and empower women as agents of climate resilience.

Fortifying India's Digital Future: A Comprehensive Approach to Cyber Resilience

This white paper addresses India's evolving cybersecurity landscape, examining critical vulnerabilities and threats to sectors such as government, power, and technology infrastructure. Recent incidents continue to validate the paper's analysis of escalating cyber risks. The research proposes a comprehensive framework for cyber resilience, integrating international best practices and AI-driven solutions. Key recommendations include establishing a Resilience Guidance Framework, implementing a Cyber Resilience Maturity Model, and adopting a holistic, forward-looking strategy for robust security.

Brands in Motion Health Report 2024: Reputation Rules

Corporate reputation is at times mistakenly viewed as a soft asset, yet it holds clear bottom-line consequences. Following our rules for reputation can make the difference between a physician writing a script for your treatment — or not.

State of Digital Payments in India

Digital payment adoption is increasing at a lightning speed in India. However, the increase is not evenly distributed. Through this report, we have identified the reasons behind the limited uptake of digital payments by conducting a survey of consumers and merchants in tier 3–6 locations. This has helped arrive at targeted recommendations to aid in the Government’s efforts to improve digital financial inclusion in India.

Union Budget Report 2024

The Union Budget Report 2024 gives a brief overview of the key announcements, outlay and priorities of the first Union Budget of the Modi 3.0 government. It aims to map the Ministerial allocations for FY 24-25 along with key themes of 'continuity' and 'resilience', policy initiatives and sectoral takeaways.

Startups Accelerating Circular Economy

With the increasing population and rising demand, resource depletion and waste generation have become pressing issues. This has created an urgent need for India to move from a linear to a circular economy. Startups have the potential to be transformative in this shift. Our survey report highlights how startups can play a crucial role and emphasizes the importance of government support.

Brands in Motion: Bridging the AI Expectation Gap

With today’s business leaders bullish on the benefits of AI technology, the leadership challenge is not whether executives will embrace AI but rather how they’ll bring their organizations along. Our latest global research unveils how leaders can ensure a smooth transition while going all-in on AI.

Advancing AI Adoption for Citizen Centric Governance

This report, the first in a series, serves as a meticulous exploration of the strategic initiatives embraced by key government ministries and departments, propelling the nation into a leading position within the global Artificial Intelligence (AI) landscape in line with IndiaAI mission. Each department's roadmap, outlined with precision, contributes to a unified narrative of India's unwavering commitment to AI innovation, ethical practices, and the development of a skilled workforce.

COP28 Outcomes and Charting India's Climate Commitments

The Report evaluates the progress made on the global climate action imperative at COP28 under UAE’s Presidency and highlighting India’s continued positioning at the global forum. This note aims to provide an overview of the key outcomes of the climate conference and looks at implications and opportunities stemming from it for India.

Global Stock Take and India's Climate Commitments at COP

The Report highlights India’s journey through various Climate COPs over the years and India’s position as we head into the upcoming UNFCCC COP28. It aims to provide a background of the climate conferences and the role India has played over the years.

Interim Budget Report of 2024

The Report gives a brief overview of the key announcements, outlay and priorities of the government in the run-up to the 2024 General Elections. It aims to map the Ministerial allocations for FY 24-25 along with key policy announcements, and a brief commentary.

India’s G20 Presidency – Building Bridges, Fostering Growth

This report is a timely release of a comprehensive compilation that encapsulates the key priorities and outcomes, by individuals, institutions, and businesses, taking these insights to a broader audience. The report brings forth the crucial role played by India in advancing the global SDG agenda and promoting inclusive global development in the post pandemic scenario. The report has been built with the invaluable guidance and support from the G20 India Sherpa, Mr. Amitabh Kant

Future-proof and Future-ready Framework for Protecting CII

This report proposes strengthening CII protections through amendments to the Information Technology (IT) Act and the creation of a working group to conduct a comprehensive CII risk analysis. New policies or legislation might be necessary to bolster existing safeguards. Additionally, the report recommends that the advisory committee established under the Information Technology (National Critical Information Infrastructure Protection Centre and Manner of Performing Duties) Rules 2013 Rule 6 should regularly review and monitor law and policy implementation.

Impact Assessment of 1% TDS on VDAs

The updated version of the report highlights key developments in virtual digital assets (VDAs) including taxation. The report delved into the impact of 1% TDS on the ecosystem stakeholders, and majorly highlights the shortcomings of the investors' shift to grey market as a result of non-compliance of some trading platforms-cum-exchanges. It further suggests certain recommendations that may be taken up by the authorities to further strengthen and streamline the VDA industry.

AI and Content Moderation

The proliferation of digital platforms and ease of sharing information and content on them has led to concerns about the growing misinformation and disinformation over the internet. This report seeks to understand how AI systems can complement content moderation efforts of online platforms and identifies principle-based frameworks that can be adopted by different stakeholders across government and policy, industry, civil society and academia for ethical use of AI in order to tackle misinformation and address concerns related to AI generated disinformation.

Harnessing the Power of AI

The report explores the transformative impact of AI on copyright challenges. It delves into issues like authorship determination, regulatory gaps, fair use complexities, and biases in AI tools. While acknowledging AI's potential, it emphasizes the need for collaboration to develop standardized guidelines, address biases, and ensure balanced copyright enforcement while advocating for responsible AI use, to enhance copyright protection, foster inclusivity, and maintain ethical standards in the evolving digital era.

Regulatory Sandbox for Responsible AI

With its vast population and varied data sets, India can take the lead in developing and training successful AI models for the world. Sandboxes have also captured the imagination of GPAI, with procurement sandboxes being one of its focus areas where they intend to understand the nuances of AI procurement through sandboxes with participating Governments such as India. This report aims to design and define the structure of regulatory sandboxes based on Indian experience.

Principles for Consumer Protection for Virtual Digital Assets (VDAs)

The report aims to raise awareness about the inherent risks and enhance consumer protection mechanisms in context of VDAs beyond the current standards. It examines the policy reforms in G20 nations to identify the key challenges including exposure to extreme price volatility, frozen accounts, platform bankruptcies, poor customer services, and limited understanding of risks and suitability of investments. The report also mentions the way forward approach to safeguard the consumer interest.

Proposed Classification of Intermediaries Under the Upcoming Digital India Bill

This report outlines a nuanced framework categorizing intermediaries into Infrastructure-Centric, Content-Centric, and Service-Centric types. In the ever-evolving digital landscape, this proposal aims to create a future-ready, open, safe, and trusted space for India’s Digital Nagriks. It not only safeguards user interests but also fosters innovation while ensuring compliance with evolving laws.

Digital Public Infrastructure for Efficient Cross-Border Data Flow

A policy brief has been prepared by Chase India and published by Think 20 (T20), an official Engagement Group of G20. It focuses on the need to develop a universal Digital Public Infrastructure that streamlines cross-border data flow, and advocates for a collective response to address the challenges in context to data rights and privacy. Accordingly, the possible recommendations have also been listed.

Establishing Global Norms to Protect Critical Information Infrastructure

A policy brief on “Establishing Global Norms to Protect Critical Information Infrastructure” was prepared by Chase India and published by Think 20 (T20), an official Engagement Group of G20. It focuses on the need for establishing global norms to protect critical information infrastructure. It recommends a phase wise approach to arrive at common principles from establishing a common definition, building a broader consensus on critical sectors, to arriving at common principles for regulating critical infrastructure.

Global Standards for Carbon Accounting: An Agenda for G20

A policy brief on “Global Standards for Carbon Accounting: An Agenda for G20” was prepared by Chase India and published by Think 20 (T20), an official Engagement Group of G20. It focuses on the need of a common framework for calculating emissions. It argues that to achieve effective global carbon accounting standards, world need interoperability and transparency. The paper explores the challenges & opportunities in carbon accounting space and provide recommendation for action.

Standard Operating Procedures (SOPs) to Regulate Key Concern Areas of Virtual Digital Assets (VDAs)

The report describes a principle-based framework to address four major areas – i) Consumer and Investor Protection, ii) Access for LEAs to Address Fraudulent Activities, iii) Regulatory Arbitrage, and iv) Financial Stability which have been the key cause of concern for the governments and regulators worldwide. It also highlights enforcement mechanisms that can act as a guiding force to develop a sustainable ecosystem for VDAs.

Inclusive Digital India

Joint report by Chase India in partnership with Sumatak Technologies & NAB Delhi assesses the implementation of web accessibility guidelines in e-gov websites and apps through technical assessment and user survey of persons with disabilities. The report recommends a comprehensive way forward for promoting ICT accessibility considering the technical assessment, responses to the user survey and the present policy scenario.

Whitelisting Framework for Digital Lending Apps (DLAs)

The report makes suggestions on the need for adopting whitelisting framework for India's digital lending apps (DLAs). It identifies 4 aspects – technological requirements, general establishment requirements, grievance redressal requirements and others. It proposes adopting the framework as Standardised Code of Conduct for DLAs to lay out model industry practices as well as formation of SRO and dedicating a nodal agency.

2023 Budget Report

Chase India captures key highlights of the Union Budget 2023-24. The report gives an overview of major announcements, ministry allocations and our analysis across sectors.

Impediments and the Way Forward On Proposed Extension of RBI's PA/PG Guidelines to Offline Payment Aggregators

As the RBI proposed to extend the existing Payment Aggregators and Gateways Guidelines to Offline Payment Aggregators, Chase India analyses the implementation challenges, and provided suggestions to address the concerns, to help contribute towards the government's vision of financial inclusion. It considers several provisions, including KYC norms and technology-related recommendations, which offline payment aggregators may find difficult to adhere to.

Roadmap for Policy Intervention for Virtual Digital Assets in India

With rapid developments taking place in the crypto assets industry, it becomes imperative to adopt a stable and robust framework to harness the potential of this growing industry and tackle the issues. Chase India captures different stances of various countries on digital assets, and presents the way forward to collaborate and reach towards building a roadmap for the policy intervention.

Modernising Policy Framework for Protecting India's Critical Information Infrastruction (CII)

Chase India highlights the need for a working group to conduct a comprehensive risk analysis of Critical Information Infrastructure (CII) in India and strengthen the protection afforded to CII in India. The report proposes that the working group should comprise cyber security experts from the Central & State Governments, Industry, think tanks, emerging start-ups, and academia for a comprehensive approach.

Roadmap for India’s ‘Right to Repair’ - Part I: Global Efforts Towards Right to Repair & Learnings for India

‘Roadmap for India’s Right to Repair’ is a first in a series of two reports. It undertakes a comprehensive analysis of the repair proceedings in the US, UK, EU and Australia and identifies key principles for the right to repair, suited to the Indian context. These principles are to be further analysed and developed with the help of relevant stakeholders to draft a Right to Repair Framework for India.

Co-Regulatory Framework For Online Skill Gaming Platforms

In our previous report titled "Regulatory Roadmap for Online Skill Gaming Platforms" we had inter-alia recommended setting up of a co-regulatory model for regulating online skill gaming industry. As a follow-up to the report in this white paper, we recommend a broad framework for co-regulation that balances the need for innovation and protection of the users in this ever-evolving sector.

Regulatory Roadmap for Online Skill Gaming Platforms

Chase India highlights the need for a light touch regulation to regulate online skill gaming platforms, which have recently been identified as a new and emerging category of intermediaries. The report aims to offer a framework for a policy eco-system that ensures the growth of the industry and at the same time protects the users of online skill gaming platforms.

Unlocking True Potential of Pre-Owned Car Industry Post-COVID-19

Chase India and Consumer VOICE highlight the need to define ‘motor vehicle intermediaries’ (MVI) and regulate the fast-growing pre-owned car industry to ensure that consumers remain protected in the space, and the sector realises its growth potential. The report aims to offer a roadmap for a robust and resilient policy ecosystem for the used car industry.

Potential Impact of COVID-19 on Auto, Aviation and Shared Mobility

The spread of COVID-19 brought the world to a standstill. Within the economy, transportation is one of the key sectors that drive growth in India. As the movement of people came to a halt, this sector was one of the worst impacted. In this report, we compiled and analysed the trends and predictions across these industries to give you an overview of the developments from across the board.

Consumer Empowerment Fortifying Consumer Protection in E-Commerce

Chase India and Consumer VOICE, a leading consumer protection group, released a report providing a detailed commentary on India’s rapidly evolving e-commerce sector and the dynamic nature of challenges consumers face while conducting online transactions. The report puts forth actionable voluntary guidelines for the e-commerce industry, government and voluntary consumer organisations to promote the consumers’ confidence.

Roundtable on Carbon Capture, Utilization and Storage (CCUS) Roadmap for India Event Report

The Earth Dialogues is the flagship policy discussion platform to examine topics related to various issues in the Environment, Climate Change, and Sustainability domain. It is a part of the ‘Chase Dialogues’ platform that brings together experts from the field of technology, health, energy, sustainability, environment, and climate change to discuss issues of pressing concern.

Sustainable Health Dialogue: Multi-Dimensional Approach to Ensuring Safe Blood Transfusion

Chase India established the Sustainable Health Dialogue, a series of policy discussions focused on developing India’s capabilities for achieving SDG-3 (Good Health and Well Being). Sustainable Health Dialogue is a series of multi-stakeholder policy discussions with key persons for medicine, public health research, policymakers and legislators, regulators and industry, in various formats including roundtable sessions. Workshops, panel discussions and a task force to deliberate on narrowly-focused topical areas relevant to the Indian health system.